Credit Card Surcharging
Improve Your Practice's Financial Health Without Compromising Patient Satisfaction.
More about Surcharge
Our surcharge program makes every purchase a win-win for you and your customers.
0% processing fee
By eliminating all credit card costs, you get to keep 100% of your revenue every time a customer pays with credit.
Win for Customer
Customers can avoid processing fees by paying with debit card, cash, or check.
Same workflow
By eliminating all credit card costs, you get to keep 100% of your revenue every time a customer pays with credit.
Take home 100% of all your credit card transactions
Reduce the financial burden of credit card processing fees. Free up resources for investing in patient care, staff training, and equipment upgrades.
Ensure patients who choose to pay with credit cards cover their own transaction fees. Avoid subsidising credit card processing costs for all patients.
Provide patients with multiple payment options, including debit cards, cash, checks. Allow patients to avoid surcharges by choosing to pay with debit card.
Testimonial
A great way to accept payments when you don’t need a credit card terminal.
“We love working with NadaPayments and couldn’t be happier. This was a seamless process for our office and of the vast majority of our patients have been very happy!”
“NADA has been the best. Once we put this in place our savings over the year will be close to $12k. Clients have accepted with ease. Best investment we implemented and would recommend NADA to every business owner!”
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Not really. Many small businesses in the U.S. have offered lower prices to customers willing to pay with cash for years. With Surcharging your just passing on the cost for accepting a credit card. Your customers always have a choice to pay with a debit card to avoid paying the credit card surcharge.
Yes. Credit card surcharging is legal in most U.S. states, and Nadapayments runs fully compliant programs wherever it operates. As of July 2026, Connecticut and Massachusetts prohibit surcharging, and Maine and California have additional restrictions. We provide the required signage and notify the card networks for you, and the surcharge appears as a separate line item on every receipt. Customers can always choose debit and pay no fee.
Credit card companies charge a fee each time a merchant processes a credit or debit card payment. Traditionally, the business owner pays this fee, not the customer. After signing up with Nadapayments, we’ll give you compliant signage and equipment to accept credit cards at no cost. You pay no fees at all to accept credit cards. If a customer pays with a debit card, our system will charge you a flat fee of 1.5% + 25¢ for each debit card transaction.
Absolutely. Your daily savings will speak for themselves. Your monthly statement will only contain debit card processing fees.
Businesses that follow the Nadapayments model have not reported any decline in sales. Customers are simply given more flexibility in their payment options. Cash and debit payments are not subject to any surcharges. If you market it properly, a surcharge program can play an important role in boosting your annual product sales while lowering your expenses.
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