Not really. Many small businesses in the U.S. have offered lower prices to customers willing to pay with cash for years. This practice is particularly common at gas and service stations all over the country.

It is in 46 states. Surcharge programs require that businesses follow the card brand rules and display the “cash price” next to the “credit card price” wherever prices appear. For example, if a product costs $10 with cash, it may cost $10.35 with credit (3.5% credit card processing fee). Customers cannot be charged a fee for debit cards.

Credit card companies charge a fee each time a merchant processes a credit or debit card payment. Traditionally, the business owner pays this fee, not the customer. After signing up with Nadapayments, we’ll give you compliant signage and equipment to accept credit cards at no cost. You pay no fees at all to accept credit cards. If a customer pays with a debit card, our system will charge you a flat fee of 1% + 25 cents for each debit card transaction.

Absolutely. Your daily savings will speak for themselves. Your monthly statement will only contain debit card processing fees.

Businesses that follow the Nadapayments model have not reported any decline in sales. Customers are simply given more flexibility in their payment options. Cash and debit payments are not subject to any surcharges. If you market it properly, a surcharge program can play an important role in boosting your annual product sales while lowering your expenses.