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Eliminate Credit Card Processing2018-10-31T16:33:32+00:00

Take home 100% of your revenue by eliminating credit card processing fees.

Tell your consumers they can get a discount of up to 3.95% by paying with cash.All you need to do is put a sign that says you offer a cash discount at your business and you are good to go!

By offering cash discount you can pass the cost of accepting credit/debit cards to the card holders. It’s quite simple. A simple sign that’s provided by us will notify all your consumers that you are offering a cash discount.

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Through our cash discount program, we help create a Win-Win situation for you and your customer both!

Simple steps to get started with the Cash Discount program:

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FAQ

No, businesses have been offering discounts for those who pay with cash for years. In the United States, a lower posted price for cash is very common at gas and service stations across the country.

Yes, cash discounting is legal in all 50 states. The Dodd-Frank act prohibits payment card networks “from inhibiting the ability of anyone to provide a discount for payment by cash, checks, debit cards, or credit cards.” *
No, offering a discount to consumers who choose to pay with cash is a completely different situation than surcharging when it comes to the card brands’ regulations.
While surcharging is allowed under certain parameters laid out by the card associations, business owners are able to price their products and offer discounts on those products at will.
Cash discounting is the business owner exercising that freedom. Surcharging is adding a charge only for consumers who use a credit card, and is not currently allowed in ten states.
This ruling is a way for business owners to offset most of the cost of their credit card processing fees.
Merchants introduce a service fee that applies to all products, and then give a discount/incentive to consumers who choose to pay with cash. Consumers who pay with cash will avoid the additional fees and all others will see a line item added to their receipt.
To start using Cash Discount, merchants must post signage notifying consumers about the fee applied to all items, and also update their terminal application to add the appropriate fee to transactions. NadaPayments program makes this easy!
Almost. Some merchants will still see some small fees on their bills due to the variations in Interchange prices, but most will see a drastic (95-100%) reduction in their processing bill.
Integrity will set up your bill on a daily discount structure, meaning we will take your fees out every day instead of a lump sum at the end of the month. Your monthly statement will show a near-zero cost of processing with the money for the goods and services you sold showing up in your deposit. You will also have a small monthly subscription fee to cover your participation in the program.
Not according to other business owners’ experiences. As cash use
declines, the hassle of going to an ATM and paying those fees
(sometimes north of 5%) is not worth paying a little extra to use a card.
4% (or a small flat fee) on an individual transaction has a small impact to
the consumer, but a very significant impact on your cost of doing
business.

If you explain the cash discount program is a way for you to keep
providing quality goods and services without increasing all of your
prices, consumers have shown they are willing to keep shopping with you.

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… or call us

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Get pricing for credit card processing

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visa
master-card
amex
discover
apple-pay
g-pay
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Terminal processing

Terminal processing

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POS processing

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