Sell $100, see $100.
Simple, transparent pricing for you and your customers.
- Accept Credit Card
- Accept Debit Card
When customers choose to pay with credit, they’ll cover the processing fee.
In the good old days, you would have had to eat this fee. But no more. With a surcharge program, customers will be fully aware of their options. They can choose to pay with either cash, debit, or credit. If they pay with credit, they’ll pay the processing fee on top.
In Person
Whenever a customer is ready to pay for a purchase, simply remind them that you offer a surcharge program. If they pay with cash, you’re all set. If they want to pay with a card, you can accept credit or debit using our Wi-Fi EMV Quick Chip machine. Credit transactions cost nothing for you. Debit transactions cost 1% + $0.25 per transaction.
Online
Using Lightbox, we seamlessly integrate our payment solution into your ecommerce website. Online shoppers enjoy 100% secure payment processing with no PCI exposure. Accept credit or debit online, with surcharges automatically applied.
On The Go
The Nadapayments solution is mobile friendly for on-the-go shoppers, which are quickly growing into the biggest shopping segment. Our best-in-class mobile app makes accepting payments a snap.
When customers choose to pay with debit, they aren’t charged anything.
In order to stay compliant, a merchant offering a surcharge program cannot charge any fee for debit cards. Our solution automatically detects debit card payments and applies no fee to customers. You will have to pay 1% + $0.25 per debit card transaction.
In Person
Whenever a customer is ready to pay for a purchase, simply remind them that you offer a surcharge program. If they pay with cash, you’re all set. If they want to pay with a card, you can accept credit or debit using our Wi-Fi EMV Quick Chip machine. Credit transactions cost nothing for you. Debit transactions cost 1% + $0.25 per transaction.
Online
Using our Virtual Terminal works the same way our Counter Top terminal works when you don’t have the card present or don’t need a physical machine – accept payments on the web.
On The Go
The Nadapayments solution is mobile friendly for on-the-go shoppers, which are quickly growing into the biggest shopping segment. Our best-in-class mobile app makes accepting payments a snap.
The whole kit and kaboodle…
Get a new, Wi-Fi-enabled EMV Quick Chip terminal with the Nadapayments app pre-installed. Just plug it in and start saving on those pesky processing fees. Access your payments dashboard online or via the terminal.
We’ll hook you up with the surcharge signage you need to keep your customers informed—and to make sure you stay compliant while saving a bunch of hard-earned money.
Because why wouldn’t we give you more receipt paper? It’s the least we can do, really.
Fair, Transparent Pricing
No hidden fees or fine print here. What you see below is everything*, period.
| Payment Type | You Pay | Your Customer Pays |
|---|---|---|
| Credit Card | $0 | 3.5% |
| Debit Card | 1.0% + 25¢ | $0 |
$35/Month
Why Businesses Choose Nadapayments
Nadapayments processes over $1 billion in transactions annually and serves thousands of large and small businesses across the U.S. just like yours.
While surcharge programs aren’t exactly rocket science, staying legally compliant can be. Fortunately, we’ve got you covered. Nadapayments serves business in 46 states (excludes CO, CT, MA, and KS. Sorry!).
You can charge cards and view your payments in the Nadapayments app dashboard on your new, Wi-Fi-enabled EMV terminal, your smartphone, or your laptop. Welcome to the 21st century.
What Are The Card Brand Rules?
Surcharge programs have been around for a while now. But because card processing is complicated and surcharge programs have strict rules, most businesses haven’t seriously looked into them.
That’s where Nadapayments comes in. We’ve done our homework when it comes to the rules that major credit card brands require merchants to follow in order to offer a surcharge program.
Rule #1: The merchant must be registered with the major card brands.
Nada: We’ll complete the registration for you.
Rule #2: The merchant must inform customers of credit vs. debit card/cash fees with appropriate signage at store entrance and point of sale.
Nada: Not only will we send you some spiffy signage, our terminal, mobile app, and desktop app also display cash vs. credit pricing.
Rule #3: The credit card fee must not exceed 4% and the merchant cannot profit from the fee.
Nada: Our surcharge solution charges customers a 3.5% fee for credit card purchases. You don’t pay a dime of it yourself.
Rule #4: The credit card fee and product or service price must be processed together. The receipt must show the credit card fee as a separate line item.
Nada: Our surcharge solution automatically adds the credit card fee as a separate line item on receipts.
Rule #5: The merchant cannot apply a fee to debit cards.
Nada: Our surcharge solution automatically adds the credit card fee as a separate line item on receipts.